Housing Loan

Primary Residence

Low Interest Rates

I AM INTERESTED
Primary Residence

Why you should choose it

<span><mark><span>For Housing Needs</span></mark></span>

For Housing Needs

<mark><span>Low</span></mark><span>&nbsp;Interest Rates</span>

Low Interest Rates

<mark><span>Discounts on Insurance Premiums</span></mark>

Discounts on Insurance Premiums

More on this product

Main Benefits
  • Interest rates based on 3 Month EURIBOR (Zero Floor). 
  • No fees in the event of early repayment. 
  • It can be granted in the form of a loan or in the form of an overdraft with regular decreases of the limit; "Housing Overdraft".
  • For the Insurance Plans, please contact Bank's Insurance Agency.
      
       
       

Features
Eligible for: Physical persons, Cyprus permanent residents, aged from 25 years old and up to 65 years old at the maturity of the facility.
Purpose: For the acquisition (purchase, construction or renovation) of Primary residence. 
Loan Amount:  Up to 70% of the value of the property for Primary residence 
Duration: Up to 40 years for Primary Residence and up to 15 years for renovation
Initial Bank Fees: 0.50% on the loan amount. The initial bank fees are not applicable for housing loan balance transfers.
Required Collaterals:
  • First legal mortgage.
  • Assignment of life and property insurance.
  • Any other security that may be required by the Bank.

Terms and conditions apply. Talk to us!
Interest Rates

The interest rate is variable for the entire duration of the loan. Please find our interest rates and representative examples here.

Terms and Conditions
  • All applications are subject to Bank's approval pursuant to its lending policy being in force from time to time.
  • Any insurance application through Bank's Insurance Agency, is subject to the assessment and approval of Atlantic Insurance and within their risk acceptance policy. Terms and Conditions apply. 
  • The Bank reserves the right to modify or withdraw the product at any time, at its absolute discretion.
  • The consumer has the right of withdrawal.
  • Τhe product is subject to further terms and conditions. For more information  call us at 800 11 800 (24 hours) or visit any of our branches.

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